:root{--ink:#10233b;--navy:#0b2e4f;--blue:#145da0;--teal:#0c7c86;--mint:#eaf7f5;--gold:#d7a83e;--paper:#fff;--soft:#f4f7fa;--line:#dbe4eb;--muted:#5c6b78}
*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.6;background:white}a{color:inherit;text-decoration:none}
.top{background:#071e33;color:#dce9f4;font-size:13px;padding:7px 5%}.top span{margin-right:22px}
header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}.head{max-width:1380px;margin:auto;padding:14px 28px;display:flex;align-items:center;gap:30px}.brand{display:flex;align-items:center;min-width:270px}.mark{width:48px;height:48px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;display:grid;place-items:center;font-weight:900;font-size:23px;margin-right:11px}.brand b{font-size:20px;display:block;letter-spacing:.2px}.brand small{color:var(--muted)}
nav{display:flex;gap:22px;align-items:center;flex:1;justify-content:center;font-size:14px;font-weight:700}nav a:hover{color:var(--teal)}.cta{background:var(--navy);color:white;padding:10px 16px;border-radius:7px}
.hero{background:linear-gradient(110deg,rgba(7,30,51,.96),rgba(12,124,134,.87));color:white;padding:80px 6%}.hero .wrap{max-width:1280px;margin:auto;display:grid;grid-template-columns:1.25fr .75fr;gap:55px}.eyebrow{font-size:13px;letter-spacing:2px;text-transform:uppercase;color:#b9eee7;font-weight:800}.hero h1{font-family:Georgia,serif;font-size:57px;line-height:1.06;margin:13px 0 18px;max-width:850px}.hero p{font-size:19px;max-width:760px;color:#e2edf4}.buttons{display:flex;gap:12px;margin-top:28px;flex-wrap:wrap}.btn{padding:12px 19px;border-radius:6px;background:white;color:var(--navy);font-weight:800}.btn.alt{background:transparent;color:white;border:1px solid #b9d9e7}.hero-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);padding:27px;border-radius:14px;align-self:center}.hero-card h3{font-size:22px;margin-top:0}.hero-card a{display:block;border-top:1px solid rgba(255,255,255,.2);padding:11px 0}
.stats{display:grid;grid-template-columns:repeat(4,1fr);max-width:1180px;margin:-30px auto 0;background:white;box-shadow:0 10px 35px #17324b20;border-radius:12px;overflow:hidden}.stat{padding:25px;text-align:center;border-right:1px solid var(--line)}.stat b{display:block;font-size:28px;color:var(--teal)}.stat small{color:var(--muted)}
section{padding:65px 6%}.wrap2{max-width:1280px;margin:auto}.section-title{font-family:Georgia,serif;font-size:37px;margin:0 0 10px}.lead{color:var(--muted);max-width:820px;margin-bottom:30px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:11px;padding:24px;background:#fff}.card:hover{box-shadow:0 12px 30px #12324a15;transform:translateY(-2px)}.card h3{margin-top:5px}.card p{color:var(--muted)}.card .link{color:var(--teal);font-weight:800}.soft{background:var(--soft)}.band{background:var(--navy);color:white}.band .lead{color:#c9d7e2}.topics{display:flex;flex-wrap:wrap;gap:10px}.pill{padding:9px 13px;background:#fff;border:1px solid var(--line);border-radius:30px;font-size:14px}
.pagehero{padding:58px 6%;background:linear-gradient(110deg,#0b2e4f,#145d76);color:white}.pagehero .wrap2{max-width:1180px}.pagehero h1{font-family:Georgia,serif;font-size:45px;margin:5px 0}.breadcrumbs{font-size:13px;color:#c9e4ec}.content{max-width:1180px;margin:auto;padding:55px 6%}.content h2{font-family:Georgia,serif;font-size:30px;margin-top:35px}.content p{color:#445664}.twocol{display:grid;grid-template-columns:2fr 1fr;gap:35px}.side{background:var(--soft);padding:22px;border-radius:10px;height:max-content}.side a{display:block;padding:9px 0;border-bottom:1px solid var(--line);color:var(--teal);font-weight:700}
footer{background:#071e33;color:#c6d4df;padding:50px 6% 20px}.foot{max-width:1280px;margin:auto;display:grid;grid-template-columns:2fr repeat(4,1fr);gap:30px}.foot h4{color:white}.foot a{display:block;margin:7px 0;font-size:14px}.copy{max-width:1280px;margin:35px auto 0;border-top:1px solid #274157;padding-top:18px;font-size:13px}
.notice{background:#fff7df;border-left:4px solid var(--gold);padding:16px;margin:25px 0}
@media(max-width:900px){nav{display:none}.hero .wrap,.twocol{grid-template-columns:1fr}.hero h1{font-size:42px}.grid{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr;margin:0}.foot{grid-template-columns:1fr 1fr}.hero-card{display:none}}